| Schedule of Service Fees | |
| Effective Date: January 1, 2009 | |
| Type | Fee |
Share Savings Account |
|
| Share Savings Minimum Balance ($10.00) | $10.00 per month (if balance falls below minimum) |
| Share Savings Account Excessive Withdrawl Fee | $2.00 per withdrawl after four (4) withdrawls |
Share Draft Accounts |
|
| Overdraft Transfer Fee | $1.00 per item limited to six (6) Reg J |
| Overdraft Priviledge/Paid NSF | $25.00 per item |
| Overdraft NSF Returned | $25.00 per item |
| Returned NSF item from another instituition | $10.00 per item |
| **Share Draft Check Printing | Price may vary depending on style of check |
| **Counter Checks | $.50 per item |
| Stop Pay on Share Draft | $25.00 per item (unless lost or stolen) |
| **Monthly Service Charge | $2.00 per month |
IRA Accounts |
|
| New Account | $25.00 per account |
| Annual Maintenance | $10.00 per year |
| Account Closure | $10.00 per account |
Christmas Club Accounts |
|
| Early Withdrawl January-September | $5.00 per withdrawl |
Loans |
|
| Loan Processing | $35.00 per loan/added to loan |
| Late Charge | 5% of loan payment with maximum $10.00 after 15 days |
Other Services |
|
| Wire Transfer (outgoing) | $20.00 per wire |
| **Account Reconciliation | $25.00 per hour (first time no charge) |
| Account Research | $20.00 per hour (one hour minimum) |
| Statement Reprints | $5.00 per statement |
| Account Print-Out History | $1.00 per page |
| Check Cashing (without a checking acct) | $5.00 per item |
| **Money Order | $1.00 per item |
| Visa Travelex Card | $10.00 first card (additional card $5.00) |
| Items Sent for Collection | $5.00 per item and Bank Charge |
| Certified Check made payable to another | $5.00 per item |
| PFFCU Check made payable to another | $5.00 per item |
| Copy of PFFCU Check | $5.00 per item |
| Copy of Share Draft Check | $3.00 per item (free on internet) |
| Stop Pay on PFFCU Check | $5.00 per item |
| Return Mail (Statements) | $1.00 per item |
| Abusive Account Closure | $10.00 per account |
| Inactive Account | $5.00 per month (after one (1) year) |
| Visa Debit Card NSF | $25.00 per item |
| Visa Debit Card Reissue | $5.00 per card |
| Visa Debit Card Pin Reissue | $3.00 per pin |
| Visa Debit Card Foreign Transaction | $1.00 per withdrawl |
| ACH/EFT NSF | $25.00 per item |
| ACH/EFT Paid NSF | $25.00 per item |
| Safe Deposit Box Rent | $30.00 Annual 3x10 |
| Safe Deposit Box Rent | $40.00 Annual 5x10 |
| Safe Deposit Box Rent | $60.00 Annual 10x10 |
| Safe Deposit Box NSF | $25.00 per box after 30 days |
| Safe Deposit Box Key Lost/Stolen | Price from PFFCU Locksmith |
| **Share Draft Account (Age 55 or Older & Full Time Student) No Charge, contact PFFCU** | |
Rates and Fees are subject to change without notice.
