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Credit & Loans

Loans

We can help you with a loan for almost any financial need.

When it comes to financing for consumer loans, the privileges of credit union membership really pay off. After all, we are not in business to make a profit, but to equip you with the most cost-effective financial advantages possible.
 

Professional Fire Fighters Credit Union is the only place you'll ever need to go for consumer loans. Your credit union offers competitive rates and attractive terms on everything from new and used auto loans to home equity loans and much more. If you have a loan of any kind financed with another institution, look into re-financing with your credit union… we might be able to save you some substantial money.

Score Enhancement

Did you know that “information in your credit report can affect your ability to get a job, a mortgage, a loan, a credit card or insurance”, according to the Federal Trade Commission (2/8/02). Now that you know that, you’ll be glad to hear about Professional Fire Fighters Score Enhancement. With Score Enhancement, we will help you review, protect and strengthen your credit. You’ll also learn ways to increase your credit score, so that you’ll qualify for better loan rates the next time you apply for a loan.

Let Professional Fire Fighters help empower you to manage your credit. Call your local PFFCU number, or visit a branch near you to speak to one of our employees today!

 

NEW & USED AUTO

When you are planning to purchase a new or used car, truck, van or sport utility vehicle, contact Professional Fire Fighters first. Independent financing gives you bargaining leverage and allows you to take advantage of any cash-back rebates available on the model you're considering. That may mean you'll actually pay less with a Professional Fire Fighters loan than you would with 0% factory financing! Call us, and we'll be glad to crunch the numbers for you or check today's loan rates and terms, then use our loan calculator to get an estimate of your payments.

If you're considering a used car, you can check the value by visiting the NADA Official Used Car Guide or we can check the NADA Used Car Guide or the New Car Cost Guide to determine the vehicle's value and approve your financing before you make your purchase.

Get Pre-Approved

With a pre-approved loan from Professional Fire Fighters, you have an edge when negotiating the final cost of your vehicle. You’ll have the buying power of paying cash! A pre-approved loan helps you realize what you can reasonably afford. You can shop each dealer more efficiently, looking only at the vehicles in your price range.

Auto Refinancing is available! Did you buy a new car, truck, van or sport utility vehicle, but didn't get your financing at Professional Fire Fighters? Why not visit with one of our loan associates and check into refinancing your existing auto loan. Often, we can save you money by lowering interest rates or payments!

Gap Waiver

You may also choose to protect your vehicle investment with a GAP waiver. In the event your vehicle becomes a total loss, a GAP waiver may allow the credit union to waive the difference between your outstanding loan balance on the date of the loss and the primary insurance settlement.


BOAT & RECREATIONAL VEHICLES

Professional Fire Fighters Credit Union offers financing for new motorcycles, ATVs, new and used boats and recreational vehicles - really just about any form of transportation. Call us, and we'll be glad to crunch the numbers for you. Whether you want to spend free time at the lake or retire and travel the country in an RV, we can help by offering competitive financing with easy terms.


Your First Step: Get Pre-Approved

A pre-approved recreational loan from Professional Fire Fighters gives you the power of paying cash. Plus, when you get pre-approved before the shopping process begins, you already know just how much fun you can reasonably afford. You can then shop each dealer more efficiently, looking only at the boat, RV, motorcycle or camper within your price range.


PERSONAL SIGNATURE LOANS

We offer personal loans as low and competitive interest rates. If you prefer to pay your loan within a certain term, a Signature Loan would be great for you. Professional Fire Fighters loans are perfect for purchases, paying off other debts, taking a vacation or practically any other consumer need.

Check today's loan rates and terms, then use our loan calculator to estimate your payments.

Mortgage Loans –

First Mortgage- call credit union for more information
 

Second Mortgage-call credit union for more information
 

Professional Fire Fighters Credit Union has formed a partnership with CU Members Mortgage to offer you the very best in mortgage products with competitive rates and terms. CU Members works exclusively with credit union members all over the country – they are committed to the credit union movement. To get daily rate information or to apply for a loan on-line, just click on the website below: Simply indicate that you are a member of Professional Fire Fighters Credit Union. Our staff will be closely involved working directly with you and your loan officer at CU Members Mortgage every step of the way. http://www.homeloancu.com


INSURANCE

Credit Disability

In the event you become totally disabled by sickness or an accident, or you have a long term illness, credit disability insurance will pay your loan payments after 30 days for the duration of your disability or illness up to the policy maximum. Premiums are added to your loan payments. Some restrictions apply.
 

Loan Protection

Loan protection insurance is provided on all consumer loans at no cost to our members. This gives our members peace of mind in the event something should happen to you. Some restrictions apply.

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